Saturday, September 20, 2008

Open Letter to Americans: US Fiscal Crisis

I bought a house I could afford. I borrowed less than I was offered. I paid my mortgage. I never missed a payment. I paid extra in the first year and every year after wards (even in years when I was unemployed.) I have watched my property taxes inflate to match the market value of my home for community services I couldn't use. I paid my taxes on time. I paid my house insurance on time. I paid Personal Mortgage Insurance to the banking institutions on time. I keep my house in good repair.
I didn't make any mistakes.

So, America, why didn't you? I'm not "above average" guy; I'm not a super genius. But I did think about what I was doing 6 years ago when I bought my house.

Why didn't you?!

Rescue plan seeks $700B to buy bad mortgages

$700 Billion dollars! Did you even blink? Do you have any idea how much money that is? Here, maybe this will help:

  • $700,000,000,000 of your, MY, your children's and grandchildren's tax money
  • Laid end to end, that's 141.9 round trips to the moon and back!

Round trips to moon math taken from here, note 5:
Avg distance to moon = 238,907 miles
x 5,280 ft/mi = 1,261,428,960 ft to moon
* 12 inches = 15,137,147,520 inches to moon
/ 6.14 inches (length of dollar) = 2,465,333,472 dollar bills end-to-end to reach the moon one-way
* 2 ways = 4,930,666,944 dollar bills end-to-end for a round trip to the moon.
/ $700,000,000,000 = 141,9 round trips to the moon

$700 BILLION paid to the same banking institutions that made stupid loans to stupid people. More than you and I, your children and your children's children will pay for this. Selling your children into national-indebted financial slavery (so you can have a giant, gas guzzling SUV and a super wide LCD/PLASMA TV ) IS CHILD ABUSE! This is "additional stupidity" from the last 3/4ths of a decay of mental and intellectual decay.

My daddy taught me: "Well, if it hurts, stop doing it!"

Isn't this stupidity hurting enough yet? Turn off Jerry Springer, Oprah and everything else that has kept you from being a thinking American and GO DO SOMETHING ABOUT IT.

If lost your home, I'm sorry but maybe a better way to state the situation is "you (mis)managed to lose your home." If you lost your bank, I'm sorry. Hard for me (as a regular person) to know how to determine a good bank from a bad one before they fail. But, after wards, yes, it's easy to tell.

$700 BILLION dollars?! No, let the bad banks fail! Require them to close their doors, bar them from that line of business in the future and, if appropriate, litigate their leadership with fines and prison time.

DO NOT SAVE BROKEN BUSINESSES! Doing so defeats the nature of a "free market system" - the right to succeed and the right to fail isn't the governments business (and neither is financial enslavement.) If bad banks make bad loans, they deserve to have the market place drive them out.

Why is that so hard to swallow? I don't buy anything from anyone that has broken trust with me and certainly don't give them my money to "hold on to". Why would I then ask the government to be rescued failed/failing banks from their deserved fate? Just so they can make the same mistakes again?

The message brought to by someone that HAS been paying attention, IS outraged and is continually DISAPPOINTED by stupidity.

Thursday, September 11, 2008

(Followup) A little side work for a "Mom and Pop" store in Texas

I've been working on a banner logo for a local Texas "Mom and Pop" store. Learned some new skills, like animated images and better web styling techniques (things I new but never really put into practice.) I also had to keep in mind that the target demographic for this shop are slow modem connected internet users so the site had to load quickly. Check out the results below. Better yet, stop by the store!


Click on the banner ad above for more information about BEARS WATCHN’





Follow up: Due to financial panic on the customers, my parent's store had to be closed in late 2008. Small business is always a risk but it is not assisted by a jittery customer base, poor media-reporting responsibilities and event worse American leadership.




Friday, June 13, 2008

"Hungry Bears Don't Dance."

I just realized my last blog entry has A) been up for a while and B) a bit of rant against litter in my email-box. So, to cover up "having an opinion" ( and wanting to be more in touch with cause-and-effects ), here's something else.
Hungry bears don't dance.

Funny, true and topical, at least for me. I've been told that (in the past) some Gypsies used to have traveling side shows though the neighborhoods and villages, including dancing bears. These traveling shows would live off the donations of the audience. If they felt the audience wasn't contributing enough loose coins to the show, they would quote this line.

Lili and recently return to Texas (and parts of northern Oklahoma) for a 2 week visit. We had great time, saw and met a lot of my friends and family. I barely had time to say two or three sentences to each person before I had to move on to the next person, location or event.

I also got to visit my house and makes some plans for some improvements here and there. I spend a few hours trimming a tree in the front yard while Lili racked and created a border around one of the front yard trees. I think I ended up with sunburned lips but at least the tree branches weren't touching the roof tops any more.

We did have some disappointments with the airlines: "lost" ticket reservations (we both had paper tickets and yet, still, our reservations were miss places on more than on occasion), incorrectly quoted luggage policies for international travelers, "bitter dregs" food and drink selections on one international flight and broken gifts in luggage ... coming AND going.


Back to the Dancing Bear...

I learned several things during my brief visit home:
  1. I have a lot of really good friends.
  2. I love my family and they love me.
  3. The distinctions between the group of people in #1 and #2 is really small.
  4. Trying to maintain a connect with a lot of people over a long distance and then in person during a very short period of time isn't realistic. (I'm going to try anyway but I know the task's parameters better now.)
I was also proven partial correct on one fear I had moving away from Texas, even for a short period of time: increasing discontentment.

I know that the more friends I make here, the harder it will be when it comes time to decide to return home. Likewise, the longer I am here, the more I know I'm missing (there) more marriages of my friends, more birthday parties for little red-headed girls, holding my nephews up by their ankles and "shaking the meanness out of them" (or until Uncle Mikey gets too tired to pick them up.) I miss being the "go to guy" to help my family and friends with their various tasks and I miss lazy days at my house "contemplating" my own personal tasks around "the estate." I know that most of this discontent will dissipate once I return home but I will again be leaving good friends behind here.

Kinda of cyclic emotional trap and I felt that this could happen even before I left Texas. It will be interesting to see how I manage ("schedule?") this feeling because I have not intentions in giving in to it or just getting by. I'll be looking to solve it, "own it" and conquer.

And, when I do (and maybe even before then), this hungry bear will dance.

Wednesday, March 19, 2008

Re: Fwd: MONTEBELLO HIGH SCHOOL IN CALIFORNIA - Unbelievable!

In reference to a forwarded email, as described here:

Dear Loved Ones,

Good morning (actually it's afternoon by the time I finished this email.)  I trust you are well and I hope you will accept this email in the vain it was intended: to inform.

The photos in your forwarded are 2 years old, as is the issue.  If you remember, the "issues" of "gay marriage" and "illegal immigration" (and respectively, related protests) occurred about the same time as the American public began asking (finally) the very hard questions of our government about the US in Iraq, Afghanistan and the foreign policy towards North Korean and Iran.  These very divisive issues ( illegal immigration and same-sex marriage - which are not new in any way) were used against the American Public (and therefor against world safety and security) to steal attention away from very real issues and dangers of the national administration's goals and policies.

Additionally, while these photos are less than socially acceptable to me, one might also argue that this is the very nature of public protest movements - to be outrageous so as to gain attention for a particular issue or cause so that the voices of a few may be heard amongst the voices of the many.  I disagree with the tact taken here personally but these are high school students in America: they have not been taught how to "protest correctly".  "Protests" in America usually take the form of flag burning, looting, riots because American TV shows foreign protests against America in such a fashion.  Wrong as this may be, we should count ourselves lucky know one was killed, as per the foreign protest "training films" from our media.

[ Wanna to change this?  Hug a teenage (repeatedly) and talk to them like the matter (because they most certainly DO matter.)  Easy to say but does anyone do this in American any more?  I wonder how many deaths by murder (in schools, fast food restaurants, homes, works places, government buildings, freeways, gas stations, ..) could have been prevented by well place hugs and displays of heart-felt compassion in someone's past.  Human connection prevent human violence.]

This forwarded email does not provide any details about this protest.  It seeks only to inflame hatred, to divide economic classes and inspire racial separation if not racial violence (as well as divert attention.)  A divided people are a conquerable people.  These kinds of goals "make me so mad, I could to spit!"

Some important details left out: none of the students from Montebello H.S. were involved.  Where is that information in this forwarded email?!  Giving a high school a "bad name" for no reason is not what I call "good or moral behavior."   The school was in fact in "lock down" so students were prevented from leaving the building, must less protesting.  The students shown in the photos are in fact from another school.  They traveled to this location (presumably to avoid identification) to stage their protest.  If we don't bother to explore the details, we will continue to be slaves to who ever has the "best advertisements for the trust".

And, is it really "heart stopping" too?  We have so abuse the English language that we don't even have a sence of scale and proportion any more.  "Heart stopping" is people willing to break the law, risk multiple kinds of death to escape poverty and law enforcement and live in constant fear in a strange (and therefor unfriendly) land long enough to earn money to feed their families in another country.  Right or wrong, this human drama is heart stopping.  "Heart stopping" is a starving child, bloated from malnutrition and who will die, not because there isn't enough food in the world but because that food sits just out of the reach of a child, a family or a nation.  "Heart stopping" is watching a country tear itself apart across historic ethnic divisions and stupid, outdated notions of nationalistic and cultural self importance, to watch the riots in the streets, to watch the firearms come out, to watch flames burning history away and replacing it with the heat of hate and desperation. 

I agree that all people should take action to defend the rights and privileges granted by their country for, without this, we have dictatorships though they may call themselves by other names.  But how about considering the possibility that we need to start taking real actions to protect the human rights of all people?  Capturing "suspects" in foreign airports, flying the secret prisons in countries where people can and do routinely "disappear", where real torture is allowed - this is heart stopping and isn't about protecting any citizen, civil or human rights.  It's about violating them.  Protecting rights of citizens is very important.  Protecting the human rights of the species is more important.  "Solutions" which favor "citizen rights" over or to the exclusion of human rights are incomplete solutions at best.  At worse, they are excuses for wars and genocides.

FWD: Montebello High School in CA: Want more more information?  Instead of believing forwarded email, maybe stop, think and check the details at website like: www.truthorfiction.com  or several others. This is where I check inflammatory emails for their  "truth quotient" like this one you send to me:

But (and assuming I'll take the time to bother with an email which starts with "FWD" any more), even if I believe or disbelieve information in a forwarded email and even if I believe or disbelieve in the underlaying message of an email, I don't forward emails, especially emotionally divisive ones.  If I want a "soup box" to stand on, I have a blog and I stand there, behind my own name, speak my own words and make up my own mind.  I speak only to those that willing go to my blog and see what I have to say.  Occasionally, I get so frustrated with the "status quo of humanity" that I may spend "4 or more hours of valuable work time, writing my own email" to someone (specifically) to express things I feel needed to be expressed directly.  If I feel more strongly, I will go to the streets and protest myself in a style and way befitting my personality and in fashion as to effect positive social and cultural change.

Forwarding emails is not a form of protest.  In this context, they only communication the continuing ill-will of mankind towards mankind.

Lastly, though I have said a great deal of things (and I don't expect you to agree with any or all them either,)  I am not angry with you. I'm more disgruntled that people (mankind) haven't yet learned to take more corrective and positive actions to improve the human condition.  By the human condition, I mean very much mean every person on (or off) this planet, regardless of what country were born in, moved to (legally or otherwise), what skin color they have or don't have, what books that find holy and what cartoons they find offensive, what building they bend a knee in or what rug they bow their heads on.  Peace is lost when the only thing we as a species stand for is more division, more hatred and more destruction.

Destruction is so easy and ignoble.  Positive creativity is our greatest gift of a species and it continues to go vastly unused.

This concludes my most recent attempt to create something new, positive and to change the course of mankind, one person at a time.

With love and respect,
Mike

PS. You've sent this one to me before.



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